Easy & Creamy White Chicken Chili Recipe: A Quick 30-Minute Stovetop Delight
Craving a hearty, flavorful meal that comes together in a flash? Look no further than this incredible **Creamy White Chicken Chili**! This recipe delivers a luscious, satisfying Tex-Mex experience in just 30 minutes, making it the perfect choice for busy weeknights. Featuring tender chicken, creamy Monterey Jack cheese, and a rich sour cream base, this chili is packed with protein and comforting warmth. White beans, fire-roasted green chiles, a hint of Tabasco, and a blend of aromatic spices combine to create that irresistible chili taste you’ve been dreaming of. It’s truly a delight for your taste buds.
Not only is this white chicken chili incredibly delicious, but it’s also wonderfully versatile. Serve it piping hot with a generous scoop of crispy tortilla chips for dipping, and elevate its visual appeal and flavor with your favorite garnishes. Think fresh spring onions, vibrant cilantro, or finely diced jalapeños for an extra kick. This dish is designed for both ease and indulgence, proving that a quick meal doesn’t have to compromise on taste or quality.
One of the best ways to prepare this chili is by utilizing a convenient rotisserie chicken. This simple trick transforms an already quick recipe into an almost effortless culinary achievement, making it an absolute lifesaver for fast weeknight dinners. If you’re looking for alternative chili experiences or more ways to use rotisserie chicken, be sure to explore my Slow Cooker White Chicken Chili—a dairy-free option that requires just 10 minutes of prep and simmers to perfection all day. Plus, check out my other fantastic rotisserie chicken dinner ideas to keep your weeknight meals exciting and stress-free.
Add Salt & Serve may earn affiliate commissions from purchases made using links on this page.

This **creamy white chicken chili recipe** is not just quick and easy; it’s a testament to how simple ingredients can come together to create something truly extraordinary. Whether you’re a seasoned chef or a beginner in the kitchen, this stovetop chili is forgiving, adaptable, and consistently delicious. It’s perfect for cozy family dinners, entertaining friends, or even meal prepping for a few days. The combination of savory chicken, creamy broth, and a subtle spice blend ensures a balanced and deeply satisfying bowl every time. You’ll be amazed at how much flavor you can achieve in such a short amount of time with this 30-minute white chicken chili.
Forget the lengthy simmer times often associated with traditional chili; this streamlined method brings all the robust flavors of Tex-Mex cuisine right to your table without the wait. The use of a roux provides instant thickening and a velvety texture, while pre-cooked chicken ensures minimal cooking time for the protein. This recipe champions efficiency without sacrificing the rich, comforting qualities that make chili such a beloved dish. It’s truly the ultimate solution for a fast and wholesome homemade meal.
[feast_advanced_jump_to]
Video Guide: Crafting Your Creamy White Chicken Chili
Watch our step-by-step video to see just how easy it is to create this delectable creamy white chicken chili. From sautéing the aromatics to stirring in the rich, creamy base, this visual guide will help you master the recipe and bring this fantastic meal to your table in no time. Perfect for visual learners, the video demonstrates key techniques to ensure your chili is perfectly thick, creamy, and bursting with flavor.
Essential Ingredients for Your Creamy White Chicken Chili
Gathering your ingredients before you begin cooking is a simple yet effective way to ensure a smooth and enjoyable cooking experience. Here’s a detailed look at what you’ll need to create this incredibly flavorful and comforting white chicken chili, along with some insights into each component’s role:

-
Butter: This is a foundational ingredient for our chili. Not only is butter used for sautéing the aromatic onion, but it also forms the base of our roux. A roux, which is a cooked mixture of fat (butter) and flour, is crucial for thickening the chili and giving it a smooth, rich consistency, rather than a watery broth. Using butter also imparts a delicious, nuanced flavor that oil simply can’t replicate.
-
Onion: A staple in many savory dishes, onion provides a foundational layer of flavor. I almost exclusively use yellow onions for cooking due to their balanced sweetness and sharpness, which mellows beautifully when sautéed. They add depth and a subtle aromatic quality that complements the other Tex-Mex ingredients perfectly.
-
All-Purpose Flour: Essential for thickening the chili. When combined with butter over heat, flour creates a roux – a paste that’s fundamental in achieving the desired creamy, hearty texture of our soup. This helps prevent the chili from being too thin and ensures all the flavors are beautifully suspended in a luxurious base. It’s added after the onion is softened, allowing the flour to cook out any raw taste.
-
Chicken Broth: This liquid forms the savory base of our chili, infusing it with robust chicken flavor. If you’re using a rotisserie chicken, consider making your own homemade stock from the carcass! Simply remove the meat, then add the bones, skin, and any remaining bits to a slow cooker. Cover with water, cook on low overnight, and then strain. This homemade broth will add an unparalleled depth of flavor far superior to most store-bought versions, making your chili even more exceptional. Low-sodium varieties are also a great option to control salt content.
-
Milk and Heavy Whipping Cream: The combination of milk and a touch of heavy whipping cream is the secret to this chili’s incredibly rich and creamy texture. The milk provides a lighter liquid base, while the cream adds a luxurious mouthfeel and decadent richness that elevates the entire dish. This blend creates the signature “white” appearance and comforting consistency that defines this style of chili.
-
Ground Cumin: In my culinary opinion, cumin is the most indispensable spice for achieving authentic Tex-Mex flavor. Its warm, earthy, and slightly pungent notes are absolutely essential to the chili’s profile, providing a depth that cannot be replicated by any other spice. Don’t skip it!
-
Chili Powder: This spice blend adds a wonderful depth of flavor and a gentle warmth to the seasonings without necessarily adding significant heat. It typically contains a mix of dried chiles, cumin, oregano, and sometimes garlic powder. It’s crucial for that classic chili essence.
-
Hot Sauce (like Tabasco): A few dashes of your favorite hot sauce, such as Tabasco, can really brighten the flavors and add a pleasant kick. This ingredient is entirely customizable; you can omit it for a milder chili or adjust the amount to suit your personal preference for heat. It’s best to add a little, taste, and then add more if desired.
-
Black Pepper: A simple but effective seasoning that enhances all the other flavors in the chili. Freshly ground black pepper offers the best taste.
-
Great Northern Beans: These creamy, mild-flavored white beans are a cornerstone of white chicken chili. They provide a wonderful texture and absorb the rich flavors of the broth and spices. Cannellini beans (also known as white kidney beans) are an excellent and very similar substitute if Great Northern beans aren’t available, offering a comparable taste and creamy consistency.
-
Diced Green Chiles: Fire-roasted diced green chiles are absolutely critical for the distinctive flavor of this white chicken chili. They lend a smoky, mild pepper taste that is characteristic of Southwestern cuisine. Be sure to look for “fire-roasted” for that extra layer of complexity, and you can choose between mild or medium heat depending on your preference.
-
Cooked Chicken: The beauty of this recipe lies in its efficiency, largely thanks to using pre-cooked chicken. Whether you have chopped or shredded chicken on hand, it works perfectly. My go-to options are rotisserie chicken from the grocery store or cooked chicken breast I’ve prepped and frozen. Having cooked chicken readily available is one of my top secrets for getting dinner on the table quickly and with minimal fuss during busy weeknights.
-
Shredded Monterey Jack Cheese: This cheese melts beautifully and contributes a creamy, mild, and slightly tangy flavor to the chili. While pre-shredded cheese is convenient, I prefer to shred my own Monterey Jack because it melts more smoothly without any anti-caking agents. Pepper Jack is a fantastic alternative if you enjoy a bit more spice, or you can use a combination of Monterey Jack with a sharp cheddar for added complexity.
-
Sour Cream: Added right at the end of the cooking process, a modest amount of sour cream is the finishing touch that brings everything together. It not only enhances the richness and creaminess but also introduces a delightful tang that perfectly balances the savory spices. It’s truly what completes the indulgent flavor profile of this **creamy white chicken chili**.
See the complete recipe card below for exact quantities and detailed instructions.
Customize Your Chili: Exciting Variations
One of the joys of cooking is adapting recipes to suit your personal taste and dietary needs. This creamy white chicken chili is wonderfully versatile, allowing for several delicious variations:
Adjusting the Spiciness: Spicy or Mild
Achieving your preferred level of heat in this white chicken chili is remarkably simple. You have full control over the spiciness:
- Green Chiles: The primary source of mild heat and smoky flavor comes from the diced green chiles. For a truly mild version, seek out cans of fire-roasted green chiles specifically labeled “mild” in your grocery store. If you enjoy more warmth, you can opt for medium or even hot varieties.
- Hot Sauce: Tabasco or your chosen hot sauce offers a direct and easily adjustable heat. Start with a small amount and taste as you go, adding more until you reach your desired level of spice. If you prefer no heat at all, feel free to omit it entirely.
- Chili Powder: Most common chili powders are formulated more for flavor depth than intense heat. However, if you’re very sensitive to spice, you can slightly reduce the amount of chili powder, though it might impact the overall chili flavor. Consider a mild paprika as a partial substitute if you need to reduce heat significantly while maintaining color and some flavor notes.
Making it Vegetarian-Friendly
Transforming this hearty chicken chili into a delicious vegetarian meal is straightforward:
- Replace the Chicken: Instead of chicken, increase the amount of beans. You can use extra Great Northern or cannellini beans, or introduce other varieties like black beans or kidney beans for added color and nutritional diversity. Consider adding corn or diced bell peppers for more texture and flavor.
- Substitute the Broth: Simply swap out the chicken broth for an equal amount of good quality vegetable broth. Ensure your vegetable broth is savory and flavorful to maintain the chili’s robust base.
- Add Plant-Based Protein: For an even heartier vegetarian chili, consider adding crumbled plant-based sausage or extra firm tofu, pressed and crumbled, browned before adding to the chili. This will boost the protein content and provide a satisfying texture similar to meat.
Other Creative Additions
- Corn: A cup of frozen or canned (drained) corn can add a lovely sweetness and textural contrast. Add it during the last 10 minutes of simmering.
- Lime Juice: A squeeze of fresh lime juice right before serving can brighten all the flavors and add a zesty finish.
- Canned Tomatoes (Drained): While this is a “white” chili, a small can of well-drained diced tomatoes (or Rotel for extra kick) can be incorporated for a slightly different flavor profile.
- Different Cheeses: Experiment with other cheeses like white cheddar, Colby Jack, or even a smoked gouda for unique flavor dimensions.
Step-by-Step Guide: How to Make Creamy White Chicken Chili
Making this creamy white chicken chili is a straightforward process, even for beginner cooks. Follow these simple steps to create a delicious and comforting meal in under 30 minutes. The key is to build flavors layer by layer, starting with aromatic vegetables and a rich roux.

- **Prepare Aromatics:** Begin by finely chopping your onion (1). This ensures it cooks down smoothly and integrates well into the chili base. In a large soup pot or Dutch oven, melt 2 tablespoons of butter over medium heat. Add the chopped onion and sauté until it’s beautifully softened and translucent, which usually takes about 5-7 minutes (2). Avoid browning, as we want a gentle sweetness.
- **Create the Roux:** To the softened onions, add the remaining 6 tablespoons of butter and allow it to melt completely over moderately low heat (3). Once melted, sprinkle in the all-purpose flour (4). This combination of butter and flour is the foundation of our thickening agent, the roux.

- **Cook the Roux:** Continue to cook the butter-flour-onion mixture, stirring frequently, for about two minutes (5). This step is crucial for cooking out the raw flour taste and ensuring a smooth, lump-free roux. Do not let it brown; we want a white roux for this chili.
- **Build the Creamy Base:** Gradually pour in the chicken broth, milk, and heavy whipping cream into the pot, stirring continuously as you add the liquids (6). This gradual addition and constant stirring prevent lumps from forming. Increase the heat to medium and cook, stirring occasionally, until the mixture thickens to a creamy, soup-like consistency. This usually takes about 5-7 minutes.
- **Season the Chili:** Once the base is thickened, stir in your seasonings: hot sauce (to taste), chili powder, ground cumin, salt (if needed, depending on broth), and black pepper (7). Allow these spices to simmer for a minute or two to release their full aroma and flavor, infusing the creamy base.
- **Add Solids:** Drain your Great Northern beans and fire-roasted diced green chiles thoroughly. Add these along with your cooked chicken and shredded Monterey Jack cheese to the pot (8). Stir everything gently to combine, ensuring all ingredients are well-distributed within the rich, creamy broth.

- **Simmer to Perfection:** Reduce the heat to moderately low and let the chili simmer gently for about 15-20 minutes (9). This allows the flavors to meld beautifully and the cheese to fully melt, creating an even creamier texture. Stir occasionally to prevent sticking.
- **Adjust Consistency:** During the simmering process, monitor the thickness of your chili. If it becomes too thick for your liking, you can easily thin it out by adding additional chicken broth a little at a time until your desired consistency is reached (10). This flexibility allows you to customize it perfectly.
- **Finishing Touch:** Immediately before serving, stir in the sour cream (11). This step is key for adding a final burst of tangy richness and a velvety finish without curdling. Avoid boiling the chili after adding sour cream to maintain its smooth texture.
- **Serve Hot:** Ladle the hot creamy white chicken chili into bowls (12). It’s now ready to be enjoyed!
Serving Suggestions for Your Creamy White Chicken Chili
The beauty of this creamy white chicken chili lies not just in its rich flavors but also in its versatility when it comes to serving. While delicious on its own, a thoughtful selection of garnishes can elevate your chili into a true culinary masterpiece, adding both visual appeal and complementary textures and tastes.

Here are some fantastic ideas to garnish and serve your chili, allowing everyone to customize their bowl to perfection:
- **Crispy Tortilla Chips:** Essential for scooping up every last drop of this delicious chili. Their salty crunch provides a wonderful contrast to the creamy texture.
- **Extra Shredded Cheese:** Offer a bowl of additional shredded Monterey Jack, white cheddar, or a Mexican blend for those who love an extra cheesy kick. The warmth of the chili will melt it beautifully.
- **Fresh Cilantro:** A sprinkle of freshly chopped cilantro adds a burst of vibrant color and a fresh, herbaceous note that perfectly complements the Tex-Mex flavors.
- **Sliced Green Onions (Scallions):** These provide a mild oniony bite and a beautiful green garnish.
- **Diced or Sliced Jalapeños:** For spice lovers, fresh or pickled jalapeños offer a delightful heat and a tangy crunch.
- **Diced Avocado or Guacamole:** Creamy avocado adds a rich, buttery texture and a cool contrast to the warm chili. A dollop of homemade guacamole is even better!
- **A Dollop of Sour Cream or Greek Yogurt:** If you didn’t stir enough into the pot, or just want more, a fresh swirl on top adds extra creaminess and a pleasant tang. Greek yogurt can be a lighter, tangy alternative.
- **Fresh Lime Wedges:** A squeeze of fresh lime juice over your bowl right before eating can brighten all the flavors and add a zesty finish.
- **Pico de Gallo or Diced Tomatoes:** For a touch of freshness and acidity, a spoonful of fresh pico de gallo or diced ripe tomatoes can be a wonderful addition.
Set up a chili bar with an array of these garnishes and let your family and guests create their ultimate bowl of **creamy white chicken chili**!
Frequently Asked Questions About Creamy White Chicken Chili
Here are some common questions about making and enjoying this delicious white chicken chili:
What makes white chicken chili thicker?
The primary thickening agent in this creamy white chicken chili is a roux, which is a cooked mixture of butter and flour. This roux provides a stable and smooth base that thickens the liquids beautifully. As the chili simmers, the roux expands and absorbs moisture, resulting in a rich, velvety texture. Additionally, the shredded Monterey Jack cheese melts into the chili, further contributing to its body and creamy consistency.
What makes white chicken chili creamy?
The delightful creaminess of this white chicken chili comes from a strategic combination of dairy products. The base consists of a blend of milk and heavy whipping cream, which provides a rich, smooth liquid foundation. Furthermore, the inclusion of shredded Monterey Jack cheese, which melts into the chili, adds another layer of velvety texture. Finally, stirring in sour cream just before serving is the ultimate secret, imparting a luscious finish and a balancing tang that completes the creamy profile.
Do you put cream in white chicken chili?
Yes, absolutely! While the bulk of the liquid base in this white chicken chili recipe comes from milk and chicken broth, the strategic addition of a small amount of heavy whipping cream significantly enhances its luxurious texture and rich flavor. Additionally, stirring in sour cream at the very end not only boosts the creaminess but also introduces a wonderful tangy element, making the chili exceptionally decadent and flavorful. These dairy components are crucial for the signature creamy characteristic of this dish.
Can I use pre-shredded cheese?
While convenient, pre-shredded cheese often contains anti-caking agents like cellulose or potato starch, which can prevent it from melting as smoothly as block cheese. For the creamiest results in your white chicken chili, we highly recommend shredding your own Monterey Jack cheese from a block. This ensures a beautifully smooth, velvety melt and a superior texture in your chili. However, if time is a concern, pre-shredded cheese will still work, but you might notice a slightly different texture.
Storage and Freezing Tips for Leftover Chili
Proper storage is key to enjoying your creamy white chicken chili for days to come, or to strategically prep for future meals:
Refrigeration
Store any leftover creamy white chicken chili in an airtight container in the refrigerator for up to 3-4 days. Ensure it cools down completely before transferring it to the container to prevent condensation and maintain quality. Reheat gently on the stovetop over low heat, stirring occasionally, or in the microwave. If it thickens too much during refrigeration, a splash of milk or chicken broth can help bring it back to the desired consistency during reheating.
Freezing Considerations
While many chilis freeze well, recipes like this one, which are rich in dairy (milk, cream, cheese, sour cream), can sometimes behave unpredictably after freezing and thawing. Dairy-based soups and sauces have a tendency to separate or become grainy once frozen, impacting their smooth, creamy texture. For this reason, I generally **do not recommend freezing the fully prepared creamy white chicken chili**.
However, you can certainly cut down on future prep time by freezing individual components:
- **Cooked Chicken:** Keep chopped or shredded cooked chicken (whether rotisserie or homemade) in airtight freezer-safe bags or containers. It can last for up to 3-4 months and be pulled out whenever you need it for this chili or other recipes.
- **Sautéed Onions:** Sautéed onions can also be prepared in advance and frozen. Once cooled, store them in a freezer bag. This means you can skip the initial sautéing step when you’re ready to make a fresh batch of chili.
Having these key ingredients prepped and ready in your freezer is my personal secret to achieving low-stress dinner preparation. When you’re ready to make the chili, simply thaw your chicken and onions, and proceed with the recipe as directed. This method ensures you get the freshest, creamiest result every time without compromising on convenience.
Recipe Card: Creamy White Chicken Chili

Creamy White Chicken Chili
Add to Shopping ListGo to Shopping List
Ingredients
- 1 large onion
- ½ cup butter, divided
- ¼ cup all-purpose flour
- 2 cups chicken broth
- 1½ cups milk
- ½ cup heavy whipping cream
- Tabasco sauce or other hot sauce, to taste
- ½ teaspoon chili powder, or more if you prefer
- 1 teaspoon ground cumin
- ½ teaspoon pepper
- 15 ounces Great Northern beans
- 7 ounces diced green chiles
- 2 cups cooked chicken
- 1½ cups shredded Monterey Jack cheese
- ¼ cup sour cream
Instructions
-
Chop 1 large onion.
-
Chop or shred 2 cups cooked chicken.
-
Sauté onion in 2 tablespoons butter in a soup pot or Dutch oven until softened.
-
Add the remaining butter to the pot and heat over moderately low heat until melted.
-
Stir in ¼ cup all-purpose flour. Cook the onions in the roux, stirring frequently, for two minutes.
-
Gradually add ¾ cup chicken broth, 1½ cups milk, and ½ cup heavy whipping cream, stirring gently. Bring mixture to a boil; simmer, stirring occasionally until thickened.
-
Stir in Tabasco sauce or other hot sauce to taste, ½ teaspoon chili powder, 1 teaspoon ground cumin, and ½ teaspoon pepper.
-
Drain 15 ounces Great Northern beans and 7 ounces diced green chiles.
-
Add beans, green chiles, chicken, and 1½ cups shredded Monterey Jack cheese. Cook over moderately low heat, stirring occasionally, for 15 minutes.
-
Add remaining broth as needed until desired consistency is reached.
-
Mix in ¼ cup sour cream immediately before serving.
-
Serve with your choice of tortilla chips, cilantro, shredded cheese, jalapeños, tomatoes, and/or green onions as garnishes.